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Basel III

Regulations issued by the Central Bank of Egypt in the framework of Basel III implementation:

  1. In line with the Basel Committee's proposal to add a direct complementary measurement known as the financial leverage to support the measurement of the risk-based capital adequacy ratio, and in line with the schedule of implementing Basel III, the CBE's board of directors ratified  the issuance of the regulations of the financial leverage on the 7th of July 2015, to be implemented by banks as indicative ratio as of the end of September 2015 to year 2017, and as a compulsory regulatory ratio starting by year 2018.

       For uploading the regulations of the financial leverage (Arabic only).

  2. In the context of the CBE's keenness to apply the best international practices, in particular the requirements of Basel III, the CBE's Board of Directors ratified on the 7th of April 2016 the issuance of the regulations of the capital conservation buffer to ensure adequate absorption of the potential losses that may occur in banks operating in Egypt during stress and periods of financial crises and to maintain the strength of their capital base.

       For uploading the regulations of the capital conservation buffer (Arabic only).

  3. As part of CBE's keenness to apply the latest international practices in the Egyptian banking sector aiming to enhance its competitiveness and to immunize it against potential financial crises, in line with the releases of Basel Committee on Banking Supervision during years 2013 and 2014, respectively, and for the purpose of updating what was previously issued in relation to the two liquidity ratios Liquidity coverage ratio- LCR and Net stable funding ratio- NSFR, the CBE's Board of Directors ratified on the 13th of July 2016 the issuance of the regulations of the liquidity risk management.

       For uploading the regulations of the liquidity risk management (Arabic only).

  4. In the context of the central Bank of Egypt's ongoing efforts to immunize the banking sector against the negative effects that may occur during any global financial crises, in line with establishing complementary banking supervision framework per each country by Basel Committee on Banking Supervision on October 2016 aiming to identify the domestic systemically important banks, the CBE's Board of Directors ratified on the 29th of March 2017, the issuance of the regulations of the domestic systemically important banks (D-SIBs) in accordance with a specific methodology.

       For uploading the regulations of the domestic systemically important banks (D-SIBs) (Arabic only).

  5. The CBE's Board of Directors ratified on the 3rd of October 2018 the issuance of the regulations of the management of interest rate risk in banking book (IRRBB), and banks are required to submit their financial position as of 30th September 2018 on a solo basis by those who do not have subsidiaries or foreign branches, while banks who belong to banking groups should report on a consolidated basis.

    For uploading the regulations of the management of interest rate risk in banking book (IRRBB) (Arabic only).

  6. The CBE's Board of Directors ratified on the 28th of March 2019 the issuance of the regulations of the management of concentration risk under the second pillar of Basel accord, and banks are required to implement the quantitative requirements of these regulations on both individual and sectorial basis, in addition to fulfillment of qualitative requirements in general starting by March 2019.

       For uploading the regulations of the management of concentration risk (Arabic only).​